dream up many actuarially impossible health plans that include adverse selection, impossible deductibles, monumental premiums, give away costly features, magic subsidies, etc. As a collateral byproduct it reduces hospitals to countless functions; bean counting, anti-enucleation, poor accommodations, inedible swill, low bidder care.
This designed to fail scheme allows the masters of the continent to 'fix' it with the everywhere else doomed single payer answer.